:root{
  --ink:#111827; --ink-2:#1f2937; --blue:#1d4ed8; --blue-dark:#1e40af;
  --cta:#dc2626; --cta-dark:#b91c1c; --bg:#ffffff; --muted:#f3f4f6;
  --line:#e5e7eb; --radius:0px; --max:1120px; --pad:48px; --gap:16px;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;font-family:var(--font);color:var(--ink);line-height:1.65;font-size:17px;background:var(--bg)}
a{color:var(--blue)}
img,svg{max-width:100%}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
section{padding:var(--pad) 0}
h1,h2,h3{line-height:1.2;margin:0 0 .6em;color:var(--ink)}
h1{font-size:clamp(1.9rem,4.5vw,3rem)}
h2{font-size:clamp(1.4rem,3vw,2rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
/* header - light */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:3px solid var(--cta)}
.header-inner{display:flex;align-items:center;gap:14px;padding:12px 20px;max-width:var(--max);margin:0 auto}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;font-size:1.02rem;margin-right:auto}
.brand svg{flex:none}
.main-nav{display:flex;gap:16px}
.main-nav a{color:var(--ink-2);text-decoration:none;font-weight:600;font-size:.95rem}
.main-nav a:hover{color:var(--blue)}
.btn{display:inline-block;text-decoration:none;font-weight:800;padding:14px 26px;border:2px solid transparent;cursor:pointer;font-size:1rem}
.btn-call{background:var(--cta);color:#fff!important}
.btn-call:hover{background:var(--cta-dark)}
.btn-outline{background:#fff;color:var(--ink)!important;border-color:var(--ink)}
.btn-outline:hover{background:var(--ink);color:#fff!important}
.header-call{padding:10px 18px;font-size:.95rem;white-space:nowrap}
/* split hero */
.hero{background:var(--muted);border-bottom:1px solid var(--line)}
.hero-split{display:grid;grid-template-columns:1.05fr .95fr;gap:28px;align-items:stretch;padding:40px 0}
.hero-copy{padding:8px 0}
.hero-badge{display:inline-block;background:var(--ink);color:#fff;font-weight:800;font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;padding:6px 12px;margin-bottom:14px}
.hero-copy p.lead{font-size:1.12rem;color:var(--ink-2)}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0}
.hero-note{font-size:.92rem;color:var(--ink-2)}
.hero-panel{background:linear-gradient(135deg,var(--ink) 0%,var(--blue-dark) 55%,var(--blue) 100%);color:#fff;padding:32px 28px;display:flex;flex-direction:column;justify-content:center;gap:10px;border-top:6px solid var(--cta)}
.hero-panel h2{color:#fff;margin:0;font-size:1.3rem}
.hero-panel ul{margin:8px 0;padding-left:20px}
.hero-panel .big-phone{font-size:1.9rem;font-weight:900;color:#fff;text-decoration:none}
.hero-panel .big-phone:hover{text-decoration:underline}
/* trust strip */
.trust{background:var(--ink);color:#fff;padding:14px 0}
.trust-list{display:flex;flex-wrap:wrap;gap:8px 28px;justify-content:center;list-style:none;margin:0;padding:0;font-weight:700;font-size:.92rem}
.trust-list li::before{content:"✓ ";color:#f87171}
/* cards - sharp with left accent */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--gap)}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--gap)}
.card{background:#fff;border:1px solid var(--line);border-left:6px solid var(--blue);padding:20px;border-radius:var(--radius)}
.card.alert{border-left-color:var(--cta)}
.card h3{margin-top:0}
.card h3 a{color:var(--ink);text-decoration:none}
.card h3 a:hover{color:var(--blue)}
.card p{font-size:.96rem;color:var(--ink-2)}
.alt{background:var(--muted)}
/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--gap);counter-reset:step;list-style:none;margin:0;padding:0}
.steps li{background:#fff;border:1px solid var(--line);border-top:6px solid var(--cta);padding:18px}
.steps strong{display:block;font-size:1.02rem;margin-bottom:6px}
.steps span{font-size:.93rem;color:var(--ink-2)}
/* cities */
.city-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;list-style:none;margin:0;padding:0}
.city-grid a{display:block;background:#fff;border:1px solid var(--line);padding:10px 12px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
.city-grid a:hover{border-color:var(--blue);color:var(--blue)}
.alpha{margin:26px 0 8px;font-size:1.2rem;border-bottom:2px solid var(--ink);padding-bottom:4px}
/* faq */
details.faq{border:1px solid var(--line);margin-bottom:10px;background:#fff}
details.faq summary{cursor:pointer;font-weight:700;padding:14px 16px;list-style:none}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";float:right;font-weight:900;color:var(--cta)}
details.faq[open] summary::after{content:"–"}
details.faq .faq-body{padding:0 16px 16px;color:var(--ink-2)}
/* breadcrumbs */
.crumbs{font-size:.88rem;padding:14px 0 0;color:var(--ink-2)}
.crumbs a{color:var(--blue)}
/* cta band */
.cta-band{background:var(--cta);color:#fff;text-align:center}
.cta-band h2{color:#fff}
.cta-band .btn{background:#fff;color:var(--cta-dark)!important;font-size:1.15rem}
/* footer */
footer{background:var(--ink);color:#d1d5db;font-size:.9rem}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:24px;padding:36px 0 12px}
footer a{color:#fff}
.footer-fine{border-top:1px solid #374151;margin-top:16px;padding:16px 0 90px;font-size:.82rem;color:#9ca3af}
/* sticky bars */
.mobile-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--cta);text-align:center;padding:12px}
.mobile-bar a{color:#fff;font-weight:900;text-decoration:none;font-size:1.15rem}
/* takeaways */
.takeaways{background:#eff6ff;border:1px solid #bfdbfe;border-left:6px solid var(--blue);padding:18px 20px;margin:0 0 1.5em}
.takeaways strong{display:block;margin-bottom:6px}
/* toc-ish */
.meta{font-size:.88rem;color:var(--ink-2)}
table.zips{width:100%;border-collapse:collapse;font-size:.93rem;margin:0 0 1.2em}
table.zips td,table.zips th{border:1px solid var(--line);padding:6px 10px;text-align:left}
@media (max-width:900px){
  .hero-split{grid-template-columns:1fr}
  .grid-3,.grid-4{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .city-grid{grid-template-columns:1fr 1fr}
  .main-nav{display:none}
}
@media (max-width:560px){
  .grid-3,.grid-4,.steps{grid-template-columns:1fr}
  body{font-size:16px}
  .mobile-bar{display:block}
  .footer-grid{grid-template-columns:1fr}
}